Tuesday, December 29, 2009

Why are Real Estate Agents Forced to Join the "Realtors Association"

this is Searched on my Real Estate Industry Whistleblower Sites.. Alot..

it seems that most believe they Have to JOIN the National Association of Realtors to be a real estate agent. Yet NAR will tell you that you don't have to Join, thing is if your Broker is an NAR member ... YOU have to Be... NAR -the Real Estate Cartel well they will boycott you, thrash you, not sell or show your listing if your not a member of the National Association of Realtors.

NAR Claims to Be the "Voice of Real Estate" in towns across our Nation and Internationally. NAR lobbys against consumers... yet billions of Dollars sure does buy public opinion so Real Estate Consumers Keep using Realtors, and Real Estate Agents KEEP getting backed into a Corner to Be "NAR" members called Realtors.

Many think that ALL real estate agents are "Realtors" and don't know the Difference. NAR puts the Propaganda out that if a Real Estate Agent is not a Member of the National Association of Realtors then they are NOT of a Higher Standard and they are somehow inferior in services they provide. When in FACT you have MORE protection in your Real Estate Transaction if you use a Non-NAR Cartel Real Estate agent. If you don't use their Standard "Protect the Realtor" Forms, and have their "Mandatory" E and O insurance to FIGHT when you prove Fraud, Flat Out Lies and Illegal activity.

If the Public, Real Estate Consumers in General don't know the Difference and NAR lies about non-Realtors ... well it is pretty hard to fight being a member if you want to succeed. NAR needs the masses to believe they need a "Realtor" NAR member or they lose their age, and the National Association of Realtors needs ALL real estate agents to believe the lie that NAR provides a surface to the Realtors when really your better off with your own web presence, and to NOT be a part of the MLS Cartel.... the Public owns the MLS and needs to DEMAND access...

Banks should NOT be kept out of Real Estate, NAR should have NO lobby power - using your money to fight for laws that hurt you... the real estate consumer... NAR should have No Clout in local decision making process.. they are an Association... suppose to be of a "Higher Standard" yet they in NO WAY hold Realtors accountable for the lies they tell or the Damage they do to the Real Estate Consumer.

Get NAR out of Real Estate and give the Power back to the Real Estate Consumer and the Honest, Law Abiding Ethical Real Estate Brokers and Agents who are fighting a corrupt real estate cartel with no where to turn to...

Crystal L. Cox
Real Estate Industry Whistleblower
Crystal Cox

Wednesday, December 16, 2009

JP Morgan involved in Stealing Millions of Bankruptcy Assets - Rubber-Stamped by Judge Beatty..and Between Alan Nisselson and Marc Goldberg

Again the US Trustee was Advised in Wrong Doing, Corruption
and Illegal Behavior and they Did nothing...

The US Department of Justice Bankruptcy Trustee system has serious flaws... room for Error and lots of Room for Corruption with No Accountability. Where is the Attorney General, where is the Law, is there No Checks and Balances what so ever - has there EVER been?
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This Story Sent in Today to our Whistleblower Network
Exposing the Corruption in the US Bankruptcy Courts.

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a Woman - a Family Suffering, fighting injustice in the US Department of Justice Bankruptcy Courts and US Trustee System for 20 Years. Have We as Tax Paying Citizens of the US .. no Rights What So Ever?
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Here is Today's Story..
though 20 years in the making
we just got it Today...

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"Bankruptcy Fraud Involving JP MORGAN’S Theft of Millions of Bankruptcy Assets and Collusive Settlement Between Alan Nisselson (the Bankruptcy Trustee of Bernard Madoff) AND MARC GOLDBERG

TO FRAUDULENTLY STEAL ASSETS
IS RUBBER-STAMPED BY JUDGE BEATTY
OF THE US BANKRUPTCY COURT FOR
THE SOUTHERN DISTRICT OF NEW YORK
NEW YORK, NY

On Thursday October 28, 2009, The Law Offices of David H. Relkin, on behalf of Donna A. Sturman, applied to retiring Bankruptcy Judge Prudence Beatty, to have the Court “finally do justice” and order JP Morgan and the Trustee to turn over Millions of Dollars of stolen assets—which the Judge flatly denied by claiming Donna “had no standing.”

This case is virtually a tale ripped from the pages of the Trustee’s Manual of Bankruptcy Fraud and Abuse.

On Thursday, the Court having never required an accounting of his collections and distributions in the case, the Trustee finally disclosed that he had taken in over $41 Million Dollars, still leaving the mystery of where the money went, although most of it found its way into the coffers of JP Morgan.

Prior to the Bankruptcy, the Bank chased after Donna’s brothers to lend them Millions for a hostile takeover of The Cooper Companies, Inc. and, due to its theft of assets, JP Morgan is now one of Cooper’s largest shareholders.

Once the Bank became aware that, what the brothers called their silent partner, Donna Sturman, had commenced an action against them for waste, dissipation and fraudulent transfers of the Sturman Family properties, which were being used by the brothers as their private piggy bank, the Bank frantically began illegally acquiring security interests in the Family assets to secure the brothers’ personal loans with property owned by their sister, including the Southeast Corner of 86th Street, leaving the properties empty shells.

In furtherance of its unlawful conspiracy, the Bank then filed Bankruptcy Petitions against Donna’s three brothers, and installed its handpicked Trustee and law firms, who were counsel the Bank as well as all the other major creditors in the Bankruptcy—which conflict of interest, under the Bankruptcy Code, requires disgorgement of the attorneys’ enormous fees.
Thus, the Bank was able to play both sides of the table by making all the major decisions in the Bankruptcy, while its own officers negligently left a trail of brazen correspondence of the Bank’s collusive and corrupt instructions to the Trustee.

Judge Beatty repeatedly approved the Bank’s unlawful acquisition and sale of non-debtor assets, allowing her Court to satisfy fraudulent claims over a 20 year period.

Under her supervision, the Bank, the Trustee and his law firms were able to rape the assets of the Sturman Family—none of which were in bankruptcy—and to line their pockets with millions of dollars of stolen money.

Judge Beatty blatantly and improperly dismissed Ms. Sturman’s action against the Bank for “lack of prosecution,” after the action was fully briefed, while keeping in place an injunction prohibiting Donna from taking any discovery of the Banks.

The complicity in fraudulent conduct did not stop there during this 20 year old case (perhaps the longest running bankruptcy in New York).

Although the US Trustee was repeatedly advised and supplied with evidence of these crimes, it inexplicably sat on its hands, despite its legal obligation to supervise and investigate Trustee misconduct.

To force the brothers to help the Bank go along with its embezzlement, it threatened the brothers with criminal prosecution, and after the Bank got it, had the brothers indicted anyway for submitting false financials, spending thirteen months in federal prison. Unsurprisingly, the Bank officers testified with immunity.

Despite Orders obtained by Donna preventing sales of the properties, the Trustee was allowed by Judge Beatty to simply ignore them, allowing one of the most valuable assets of the Sturman Family Enterprises to be “abandoned” so the Bank could acquire the property for free without using up any of its debt—a lender fraud called “double dipping.”

The Bank and its hand-picked Trustee then took control over the other non-bankrupt properties, used them as cash cows, and after bleeding them dry, sold them for the asking to third parties (including one by the Trustee to his own employee) while the Trustee took in $1.0 Million Dollars a year for seven years on just one property.

Where the money went is still a mystery.

The United States Trustee Program is a component of the Department of Justice that, according to its website, “seeks to act as the watchdog over the bankruptcy process to protect the integrity of the Federal bankruptcy system.”

In addition the Department of Justice has the responsibility to ensure compliance with applicable laws and procedures and to identify and investigate bankruptcy fraud and abuse in coordination with United States Attorneys and the FBI.

The Attorney General is charged with the appointment of United States Trustees and Assistant United States Trustees.

On Thursday, after Judge Beatty awarded the Trustee a cumulative amount of over $8 Million Dollars in fees to him and his law firms (which Judge Beatty fittingly called “Blood Money”), Judge Beatty characterized the negligent failure of the Trustee to do anything in the Bankruptcy case for the last ten years by saying, “I understand how busy people can get.”

It is counsel’s opinion that such award of fees was a transfer of stolen money.

In attempting to fight Judge Beatty’s indifference to the criminal activities committed in her Court, Donna retained Helen Chaitman, who coined the phrase “lender liability” but who, like so many of Donna’s attorneys walked away when Donna’s money ran out.

So “successful” in their control of the Bankruptcy, the Bank and the Trustee blocked all of Donna’s income, forcing the heiress to be locked in handcuffs by Judge Beatty, evicted over seven times with her three young children, once in the middle of a winter blizzard, and then thrown into a fraudulent bankruptcy by one of her own law firms whose debt to the Bank was wiped off the books.

Once forced into Bankruptcy, Alan Nisselson, who now supervises the Madoff Bankruptcy, was appointed as Donna’s Trustee to clean up Ms. Sturman’s dangerous claims once and for all.

Without any notice to Ms. Sturman, he settled all of Donna’s claims in the brothers’ bankruptcy in a collusive and illegal agreement in which the Trustees even released each other—a violation of law and the Code of Professional Responsibility—which settlement was immediately rubber-stamped by Judge Beatty.

Mr. Relkin is now analyzing the case in order to determine what appropriate actions to take to vindicate Ms. Sturman’s rights.

For further information contact:
David H. Relkin, Esq.
Law Offices of David H. Relkin
575 Eighth Avenue
New York, NY 10018

David@RelkinLaw.com

212.244.8722

Links: www.DavidRelkinLaw.com
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Click Here For Press Release PDF Document
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More on the Corruption of US Bankruptcy Attorneys, US Bankruptcy Department of Justice Trustees and the Whole Liquidation Process....
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www.ObsidianFinanceSucks.com
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www.LiquidatingTrustee.com
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www.Summit1031BkJustice.com
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Thursday, December 10, 2009

McKay Family vs The Wilderness Club. The Montana Courts Dish Out another attack on Civil Rights, Privacy Violations and Stand with Big Money and Clout

a Bit the Latest Court Ruling Against the McKay Family and for the Multi-Million Dollar Big Bully Resort the Ruined their Life, Ruined their Equity and more...
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Remember in 2006 when we talked about the Horrible Harassment's of the Wilderness Club Resort against one Family in Eureka Montana who had lived here long - long before the Wilderness Club decided to make Eureka Montana their home. This family created a life, they had a peaceful home, a couple horse, was quietly raising their kids and had worked for decades to create a life.

Along comes the Wilderness Club Resort, the Norcal Group, Nick Faldo, and a Local Realtor who owned a large chunk of land and Lodge with investors out of Japan. Money started flowing, trees started falling, and HUGE amounts of water started flowing. With these Rich Golf Greens, and Amazing amount of Groundwater usage came the need for Fertilizer, for Lawn Mowers, for lots of Commercial Equipment to keep this look up in order to attract the Elite, the Big Names in Golf, the Oil Money, the Actors and all who were a being seduced to by land for $750,000 an acre in the Wilderness Club Resort.

So there was a need for a Large Commercial Building and it needed to be far away so that the Residence of the Wilderness Club Resort in Eureka Montana would not have to see the Building, Smell the HUGE amount of Fertilizer or be exposed to the Intense Noise and Lights of it all. So the Wilderness Club Resort chose to put this HUGE building to the back of the resort on a parcel of land that was just outside of the Wilderness Club Resort Development. This land bordered the resort but was in the Koocanusa Estates Subdivision.

This land was in a subdivision with restrictive covenant, covenants in which the landowners had obeyed even to the loss of their own business and to their hardship, still they obeyed the covenants for a VERY long time. Then this above the Law - Big Bully Resort pushes their way in, builds what they want, violates the covenants and no one can do anything. Koocanusa Estates landowners had meetings about it, they complained about it and no one cared.

This obnoxious, toxic building that violated the covenants was placed right next to one family the McKay family that had lived in the subdivision and had made a life there, it ruined their way of life forever and began an all out war that took more then money.

The McKay Family Spoke up right away, reached out for help right away and well they got very little support and certainly no justice. In the beginning the Wilderness Club was told to STOP construction, a judge ordered them to STOP all construction, and well they violated this and once again were above the law. They kept building almost as if they knew nothing would ever be done, they would never be held accountable, and they would never have to remove the building.

In the Beginning, Koocanusa Estate owners asked many questions of water, well issues and were constantly reassured by the Wilderness Club owners, and people who spoke for them. In the summer of 2006 people were already experience rocks coming up in the wells and other water issues. They were promised that if their wells went dry that the Wilderness Club Resort would drill them a new one. One Contractor told me that the state data for the Wilderness Club Subdivision came from a different aquifer then the one the resort is using.

There is definitely alot of water used to keep that property green year round for a very few people. And this DOES affect the neighborhood, many have lost water pressure and this is a real threat to water issues in that area. Not to mention the HUGE amount of fertilizer going into the Lake Koocanusa ground shed.

The Residence complained about the noise, the Covenant violations and none were heard.

Now Magnify the intens Light 24 hours Issue, the Fertilizer Toxins - Fumes and Poisons - the Noise - the Dust - and the Covenant Violations and bring it right up to your bedroom window, bring it right on in to your horses barn, see those HUGE lights in your horses eyes all night, watch your dogs suffer from being shot, your home broke into and the fight of your life all because you wanted Big Money to have to follow the same Laws, the Same Covenants, the Same Civil Rights that you adhere to. You speak up for your rights as your life has become a toxic living hell, a constant fight and your life is changed forever, you have not the money to move and you have to suffer through all this.

Once you Speak up the War is on bigger then you could have imagined as the workers, the guards, the Resort - all launch a constant harassment attack on you, your family, your dogs, your horses and all because you asked for dignity and respect and you asked the Big Money obey the Same Laws and Decent Respect that you yourself obey.

Meanwhile your land is stripped of trees and an Easement out of no where is forced on you, and the Realtor involved with your Original Sale, is the one giving the orders to not only cut down your trees but to take them, and the revenue along with it. Your life lay in ruins, you stand up and fight and you get the Montana Court System Smack down.

You Finally get a jury trial and over a million dollars awarded in punitive, then a local judge overturns the Million dollars, and leaves intact the value of your house at the time of $350,000, the Wilderness Club attorney VERY - VERY connected to the Realtor who is really behind all this damage done to you, well they vow to get this overturned and well, a year later they do in the Montana Supreme Court. Your rights violated and no one cares.

Most Montanans have given up on getting justice, giving up on the Truth meaning anything and the violation of property rights, well I get emails on that issue all the time. You simply have no rights. You have to do what the Money and Politics of your area says you will do. There is nothing you can do about it in the Reality of Real Estate.

The McKay family complained and fought for their right as soon as possible, yet media outlets and court writings seem to say they let this go on and said nothing, therefore they have no rights.. and this is Simply Not True.

Remember when this ion Dollar Dollar judgement by Jury trial was overturned? I mean as I said then why waste the tax payers money on a Jury Trial if a Judge can overturn it. Why not let the Judge make the Decision in the First Place?

Laws Simply Cannot Be Enforced. One tends to give up completely on even trying, however, that should not stop the compassion for standing up for the McKay Family who have taken this disgraceful abuse by the Hands of Nick Faldo, the Wilderness Club LLC and all involved with letting this happen or standing by and doing nothing.

Those Who Know me know that Blogging about the McKays Harassment, Bullying, Civil Rights Violations, Real Estate Rights Taken and quality of life was my first real blog topic when it comes to Eureka Montana.

You see at that time in 2006 I had just really began Internet Marketing. And all the local hype was about the Wilderness Club and how great they were. Being a Real Estate Broker Owner I Began to Market local golf property on my sites, www.WildernessClubSubdivision.com was one of those sites. I had Positive information on the site about the Wilderness Club, talking about the resort, about press releases and well it was ALL positive.

However, because I came up higher in the Search Engines then they did, and without embracing that by emailing me and saying great job here is more information on us or anything at all from them to contact me in a friendly manner, they simply sent me a Cease and Desist letter stop talking about them.

My words were positive even though at the time I was hearing alot of negative stories, and so their attack on me for my Positive Site, well with that I decided to go ahead and write about the issues that people were telling me about. And a week or so later I got calls and emails from the residence in the Koocanusa Estates Community telling me of their concerns with the Wilderness Club.

I went and visited the site, took photos, and talked with many residence, this Story is very real, it has been going on for years and another case of Montana Locals having no rights over the Bullying of Realtors - their Clout or the Big Money of Resorts that move into Montana Communities and violate property rights.

The Story changes over time as these things go, however at the time many neighbors emailed me and many felt violated. The dust, the noise the harassment was unbearable for many in the Koocanusa Estates Subdivision. The building of the Wilderness Club Resort disturbed the quality of life of many, especially the McKay family who who were constantly harassed deliberate harassing lights pointed at their home 24 hours a day, 24 hour noise from HUGE generators, truck noise right next to their home oftentimes exaggerated as the war between the Wilderness Club and those Demanding their Right, their Quality of Life and the Civil rights... were harassed to unspeakable levels.

The Wilderness Club caved in the McKays Property by coming right up to the boundary and beyond the flagging, this caved in roads they used on their property and it caved in their horse area and the way they drove to take them hay. This was VERY bad, I have some photos I may share later.

In the Montana Court System at every level, the Wilderness Club continues to win as did WR Grace, however that does not change the the Truth, that Does not change the facts of what has happened. And I want you Know the Truth, just because theMcKays lost in the Court System does not mean that they are not telling the Truth, the whole truth and nothing but, because they are. The Truth is the Truth regardless of the Million Dollar Court system smack down. The people affected by this are real, the neighborhood suffering is real. And the Wilderness Club is above the law.

Tungsten Holdings violates Property Rights of Land Owners all the time, they use the Montana Court system to do it, they get your land cheap and force easements through other peoples properties. I get stories often of how Tungsten Holdings harasses and takes advantages of people, they could not do this if there was Consumer Protection in Real Estate or if the Montana Court System better protected the Rights of Land owner.

Since the Wilderness Club harassing the McKay Family, Stealing Trees, Violating their Property Rights.. well I have seen the inside of other lawsuits within the real estate courts and so with this there really was no doubt that the McKays would lose, the attorneys all know each other and the court system is all inner connected, the Realtors Clout and the Relationship between the attorneys and the Realtors is VERY anti-consumer and bad for real estate, add that to local political clout and fiduciary interest in the property the Wilderness Club is on and long term "in money" and you have the perfect storm to keep smacking down folks like the McKay Family. Nothing you can do, however, you do deserve to know the real story of all this.

The law and the truth is not a factor in these cases, it is Opinion and who you know. And when you have a Realtor that is connected to everyone in the County, as well as a Top Name in Golf, and lots of money - well the Truth - Who Cares about That. The Realtor involved in this did request the removal of the trees, did lie to the landowners, and did tell them there was nothing they could do about it. You see the Realtor is a Name, he has money, clout, land and the works so who would believe the McKays. They just don't talk the part, they don't dress the part and well for some that means they don't have any rights they don't matter and will not be protected. I got their story heard years ago and will continue to tell you new developments as you have a right to know what is really going on.

The Wilderness Club, including Nick Faldo claimed that they did not know about the issues, the slash pile, the trees being cut.. at the time all of this was happening and well soon after this all came up, their was a photo of them in their own media that showed Nick and Barry standing near the Slash Pile in front of the McKays House.

After the WR Grace Trial, What I have Witnessed with Real Estate Rights in Montana Real Estate Lawsuits, and all I have seen over the last 3 years it is No Real Surprise that the Montana Supreme Court overturned the last of the McKay Settlement. You have no Real Estate Right, Property Rights in Montana. I mean look at the times now with 40 to 60 percent loss in home values, short sales and foreclosures everywhere and property assessment and thereby property taxes going up. The State of Montana has no interest in your Property Rights, read the lawsuits, look at the violations your being Served up.

And most of the Real Estate Cases that are this bad, well you never see them because the E and O insurance of the "Realtors" and the Corruption - Payoffs - Affiliations among real estate attorneys forces the Real Estate Victims to settle after years of fighting and then makes them sign paperwork that they will not talk about all this, so the Real Estate Consumer, the Taxpayers out there, well you don't know what is really going on because the story never gets told.

So the Moxy of the McKay family is Exposing the Corruption and Injustice in the Montana Court System that is Stripping You all of your Property Rights, your Civil Rights is something to be commended. I am proud of the McKay family for Standing against this tyranny and being bold enough to go to court after court after they keep getting lied to, lied about, shut down, and put in their place and on top of all that they Lose !!! again and again.

In cases such as these, the justice system basically asks of you just sit down and shut up, and when you do then other victims to be and victims past, well they are silenced right along with you. Tell the Truth folks, Don't Let the Lies Win.

There is nothing you can do about it. Odds are you won't win, that is just the constant war against the real estate consumer, you have no rights. Really, companies Like Tungsten Holdings can bully you, force easements and the courts protect them. Big Resorts come in and ruin the quality of life of residence that lived in the area for decades and NOTHING can be done.

However, telling the Story helps those suffering in silence, the real estate victims out there not being heard, being smacked down and having no one in their corner.

These real estate wars, and lawsuits ruin lives, and when your in the right, have all the proof and get constantly betrayed, lied about, and made to look as a fool - well this takes your health, your home, your mind, your family, your marriage and causes unthinkable damage.

The Wilderness Club even has New Founders, new Owners right? I mean the websites used to talk about Norcal Group, Faldo Design, Schmidt-Curley Design and the other players on my Original Site www.WildernessClubSubdivision.com . And now theWildernessClub.com site claims that the owners and founders are Susan and Jim Banister, guess I just missed their name back then. Have they been there all along, did they condone this ruining of the lives of this innocent Family. Did Susan and Jim Banister even know the True Story or did they buy the lies told to them. Does Susan Banister and Jim Banister care about what has been endured by this family at the hands of the Wilderness Club and the Realtor who ran them over? Is there no sense of decency or morals at the Wilderness Club Montana?

So many rumors have circulated around this case one is of the issue of the Connection between the judge and the attorney. Probably not true, however, is it time for the McKay family to get a new attorney? I mean back then it was said that the Attorney had her home threatened by and she herself was noted as not denying the stories of possibly threats from the Wilderness Club.

Since this time also there have been lawsuits with Tree Companies in Idaho, and controversy of Illegal Immigrants and other issues with the Wilderness Club Resort, still above the Law. They think that people would love to live in a place that has done this to people. A lovely vacation in beautiful Northwest Montana at the Expense of How Many.

What do they say when clients or buyers ask about all this, do they say I am lying, the McKays are just trying to get money, all the other victims are lying? I mean how does the Wilderness Club Montana justify the Injustice, the Cruelty they have dished for years onto this family?

Well I am writing on this Now again, because the Last of the Montana McKay - Supreme Court Smackdown hit the Courts Last Week as the McKay family lost the last of it.

http://www.missoulian.com/news/local/article_039dc492-df84-11de-adfb-001cc4c002e0.html

The McKay family is reported as to plan to keep going on this fight for justice, though so far they have been stopped at every important juncture.

Now it seems the courts are saying the Wilderness Club had an easement, well the easement they claim is something to really be examined, and in that note when you look at google earth and some of the old roads that show up there it makes you wonder why doesn't the public have a right to drive through that property in many locations, why is there one easement forced, trees stolen, privacy lost and this is all legal and just yet all the other roads in that area .. well they just don't exist.

It is all about deals in back alleys, big money - the Total Lack of Concern or Integrity by the Wilderness Club Resort in Eureka Montana and the undeniable fact that Property Owners have NO Rights, no matter how much proof they have - Affiliations, Insurance, Big Companies, Realtors, Politics - that is what matters. .. You Lose !!!
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What is Right is Right
and What is Wrong is Wrong.
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The Wilderness Club Montana Resort in Eureka Montana is on the Wrong Side of the Moral Compass on this One and No One Seems to Care or really be able to do anything. There is no accountability in site and a Win after a Win in the Montana Courts.
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Our News by the People for the People News Network,
our Truth Telling Internet News Sites, Our Montana
News Network, Our Real Estate Whistleblower Network
and All who Do Support What We Do....
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Well We Stand by the Truth and We Stand Behind the McKay Family Forever. The McKay family is telling the Truth, it did happen just they way they say and just because you do not believe it or the courts knock it down does not mean that it is not True.
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Bless You Craig McKay and Lisa McKay.
Bless all of you terrorized by the Wilderness Club Resort in Eureka Montana.
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Shame on the Wilderness Club Montana and all who participated in the Ruining of the Life the McKay Family Once Had.

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Crystal L. Cox
Real Estate Whistleblower

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Monday, December 7, 2009

Real Estate Coverups - Do NOT Ever Think that the Powers that Be did not Know this Crash Was Coming.

You Pay the Price for What Lenders Knew all Along Was Happening. Lenders, Banks KNEW, there is TONS of evidence to prove this, and I saw it first hand time and time again.

Banks got you into this Mess, NAR went right along with it and encourage these "Home Values" with no data policing of ANY kind, and with giving constant false consumer confidence as well as pushing your Governing Bodies to create laws that benefited lenders to let more money out to you the real estate consumer while at the same time giving NO Consumer Protection What So Ever... NONE..

Home Inspectors were pressured to Make the Deal go or Get no Business and I have seen this state after state, it is not an isolated incident, nor is it one of the "Agenda's" that the National Association of Realtors Lobbies for, as all the rest of their Bullying and Clout that changes laws and creates rules for NAR to Keep it's unEthical and Immoral Monopoly on the Real Estate Industry.

In the Concept of "Making the Deal Go" there are few innocent parties. The Mortgage Brokers is often involved, their is sometimes magical "Comps" that appear for appraisals, there is new SOLDS that just show up turns out a buddy bought the property with barely anything as a down payment just to get a COMP, there are many factors that "Create a False Market". And NEVER ever believe that the Lenders did not know, they were well aware of this Bubble getting bigger and they were certainly positioned for it, though the public things they went bankrupt. However, if they knew it was happening all along, surely they hid assets, I mean come on....

Read the Following Quote from Ray Wilson Author of 'Bought Not Sold':

" Inspectors, appraisers, and even lenders who honestly expose "unattractive" facts about value or property traits get labelled as "deal breakers" and have good reason to fear consequent boycott. Recently (1999), DATELINE-NBC did an expose on inspectors under the thumb of listing agents. The problem is so severe that as of this writing (2/19/01) more than 4,500 appraisers have signed a petition to Federal authority for relief from lenders, real estate agents and others who exert pressure to force them to "inflate values" and "ignore deficiencies."

This is From the Following Link..
http://www.cognabooks.com/site/collapse.html

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So Forced Inflated Prices, Forced Closings on False Values. And now YOU are losing everything. The Real Estate Industry has betrayed you and they did so knowingly, it was NOT a secret that this was going on, and now those who caused the mess, created the mess they get a bailout, they get to keep making a living off you. Different real estate consumer now though, too bad, but you guys are losing your home, so the real estate industry is selling them at less then loan value to NEW investors, NEW homeowners... and will not lower your loan, but give a loan of a lesser value to a new buyer.

And in the Drivers seat of this Horrible Real Estate Consumer Attack is the National Association of Realtors, who with Realtor.com owns interest in Move.com, HomeGain.com and tons more "affiliations" - meanwhile they petition your government to enact laws that benefit them and those they have these cozy affiliations with, including Cendant, Coldwell Banker, ERA, C21 and all those that are part of Apollo management Conglomerate that has a name change and financial makeover every few years... and also own part of Realtor.com and those same Revenue Streams. All these connected with Lenders, Mortgage Brokers, Websites and they are all after a part of creating a Real Estate Hoax to suck your money constantly all while you think that the of a "Higher Standard" and the "voice of real estate" NAR claims to be has got your back, is protecting you and actually cares about your best interest.
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So When do Real Estate Consumers DEMAND accountability from those who supposedly govern and regulate the real estate industry?
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When Do Real Estate Consumers get treated with respect and not just as a way for the Real Estate Industry and all it's parts to make a living feeding off of them with no Protection or Accountability provided to them in return for their money, confidence and constant business?
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Knowledge is Power.
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And once the Real Estate Consumer is
EXPOSED to the Truth and they really see what is going on,

and how they have been tricked, deceived, lied to and cheated
by the real estate industry and all it's parts, the Real Estate Consumer
will be Outraged, and in this the Real Estate Consumer will DEMAND
accountable and then and only then will the Real Estate Industry Change.
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The Solution is a Total Makeover of ALL Parts of the Real Estate Industry and to Get the National Association of Realtors out of Real Estate. STOP using Realtors in Your Real Estate Transaction.
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NAR is a Cartel, and currently it is almost impossible for MOST real estate agents to do a good real estate business without the use of the NAR data base. Add that to boycotts of non-NAR members and well even agents frustrated with the National Association of Realtors can't find a way to quit and still do business.
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Time for Change.
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Wednesday, December 2, 2009

Bankruptcy Courts - a High Level of Seemingly Legal Organized Crime

Ample Evidence that Organized Crimes Exists in DE Bankruptcy Courts.

DE US Attorney unethically refused to investigate the MNAT law firmdespite their confessions to 15 acts of perjury that deceived the DE Courts Connolly was a partner with MNAT in 2001 (Goldman Sachs & Bain)(the year of $300 million perjury/fraud).

This Affidavit is from I, Steven Haas, (a/k/a Laser Haas) who does hereby testify this day - November 3, 2009 - Under Penalty of Perjury - that more than 100 felony violations have transpired in the DE bankruptcy case(s) beginning with eToys (01-706) in 2001 and the DE Dept of Justice is vested in Covering Up the entire debacle.Whereas my company (CLI) received DE Federal Court approval to be the eToys liquidation consultant and I was offered a bribe of $800,000 to look the other way. Saying no cost me my life savings, career and more.DOJ Trial Attorney Mark Kenney told me it was not technically a bribe until I accepted it - then I can bring the evidence to the DOJ. Nice Try!

Paul Traub's associate Susan Balaschak threatened me again in 2004, to "Back Off" from initiating an further investigation or they had enough power to make sure we would not get paid our fees & expenses, our career would suffer and other retaliations might transpire.The parties were so well protected my own attorney (Henry Heiman) was brazen and flagrant enough to actually email me the threat.

This was then reported to the DE DOJ Trial Attorney Mark Kenney, who responded in anger (as well as incongruously implying one case can protect another) that the issues of Paul Traub and Barry Gold (the post-petition CEO of eToys) had been handled In re Bonus Sales.Mark Kenney was not aware that I had begun to study the Law on the DOJ website and had learned the Congressional mandates on disclosures of conflicts of interest. Researching Mark Kenney's lapse linguae led to the discovery of the smoking gun that provided irrefutable proof that Paul Traub and Barry Gold had schemed to deceive the DE Federal Court and parties of interest.

Where we found an affidavit on a vanity letter-head stating that Paul Traub and Barry Gold were co-principals of Asset Disposition Advisors (see Bonus Sales pleading (here))The Smoking Gun of that affidavit in Bonus Sales provided incontrovertible proof that Paul Traub and his firm had submitted more than 17 false Rule 2014/2016 Affidavits over a period of several years where he and Barry Gold testified that they were "arms length" from one another.

Being that Paul Traub was the eToys creditors counsel and Barry Gold was placed secretly within the Debtor as a post-petition President/CEO this meant that they had nefariously seized control of a bankruptcy estate of a public company. Paul Traub later testified that MNAT drafted the clandestine Hiring Letter (see pg 12 of pdf (here)) of Barry Gold that permitted him to illegally circumvent the Court's auspice (and therefore dodge [initially] any perjury violation).

An Emergency Hearing was Ordered to occur on December 22, 2005 where Asst US Trustee Frank Perch stipulated to the DE Bankruptcy Court that it was now obvious a serious violation had transpired from the beginning of the case in 2001. DOJ Deputy Director Friedman replaced the Region 3 Trustee Roberta DeAngelis with a press release coincidently timed Dec. 22, 2004 (here)

Paul Traub was the partner to both Marc Dreier and Tom Pettersafter he received his illegal immunity in 2005.He also handled Adelphia and Okun 1031 Tax Group where Adelphia owners went to jail and Okun just recently received 100 years.How long will the Dept of Justice continue to protect Paul Traub

DOJ Director Friedman replacedRegion 3 TrusteeRoberta DeAngelisthe very day of our Emergency hearing in eToys on Fraud(Dec 22, 2004 pr (here))

For Much More on this Story Click Below
http://www.petters-fraud.com/DOJ_Cover_UP.html
fraud and corruption in the US Bankruptcy Courts

Tuesday, December 1, 2009

The Bankruptcy Courts are Corrupt there is no doubt about it

There is too much room for too many people to make money. And it is FREE Money.

Meaning the Creditors Committee, the Bankruptcy Court System, the Judges, the Trustees and all who are on the Bankruptcy Courts Payroll they get to make money, and get to claim it is a needed and legitimate expense and the Creditors just get to Eat It.

Which makes the Creditors ( real estate consumers, investors) really mad.. it makes them feel violated and fill with hate… but that Rage is directed at the company that went bankrupt and not at the company, the attorneys, the courts, the “System” that is the real party taking all their money. So they get to make the money with NO Accountability to anyone.

Money freely flows to all parts of the system and the Original Company as well as their Consumers, Investors.. Creditors… well they get screwed. But it really is party time for the Court System and all the players that get to share the proceeds from your life’s work. And this is seemingly all legal.

There is too much room in the current Bankruptcy Court System and Liquidation Process to give favors to friends, investors that will “favor you back” in the future, hide money for you, create companies or investments for the future or many – MANY other ways to create a diversion while hiding plenty of YOUR MONEY for their future.

There is tons of money to pay high wages to friends, lawyers, and anyone that they think may be able to help them liquidate in such a way that all their Cronies get big pay offs now and in the future.

Rules are Broken, Laws are Ignored, Judges sign off on certain circumstances in the name of the Highest Fiduciary Responsibility and no one seems to really pay attention to the real High Finance Fraud, Corruption, Theft and total disgrace of the lives and investments of the Real Estate Consumer – the Investor – the Creditor…

Meanwhile the original victims, such as the Real Estate Consumer, Real Estate Investor they get pennies on the dollar and though angry seem to think that there is nothing they can do about it and they blame the company that went bankrupt instead of the fallacies of the Bankruptcy Court System and the Severe Lack of Accountability of the US Depart of Justice Trustee that is Supposedly Looking of the Case. As well as the total lack of investigating or admitted knowledge of the affiliation of all the players involved in any particular Bankruptcy or Liquidation Process.

The Original investor, or real estate consumer, well they Do Care that their money is gone, however with the controlled media on the issue, the news articles that go out on that particular company or bankruptcy situation, what you have is the creation of the perfect storm of illusion. In this the Consumer (Creditor) really believes that the company who is going bankrupt is Evil, Ignorant, Thieves, Criminals, and in this they simply bend over and by in to the illusion that it is in the Justice Courts now and they will get justice someone.

They buy into the thinking that there is nothing they can do and that they are simply powerless as millions of their dollars is spent on unnecessary gibberish. They continue to blame the Original Company that Went Bankrupt while the wolf in sheep’s clothing is running off with their life’s work.


www.LiquidationTrustee.com
my Site on the Severe Problems with the Bankruptcy Courts
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the Bankruptcy Court System is a Constant, Fraudulent, Blatant attack on the Real Estate Consumer and the Only way to Fix what is Broke is Accountability. The Only way to Real Accountability is for you the Consumer, the Investor, the Creditor... YOU to Expose them and to hold them accountable for the harm they do to you.

Do not Look the Other way while this continues to happen. It seems to be an endless - LEGAL - cycle of High Finance - Greed and Corruption and all on your Dime.

Crystal L. Cox
Real Estate Whistleblower
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www.ObsidianFinanceSucks.com
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www.RealEstateIndustryWhistleblower.com

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